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Pensions - Employee Savings

In a complex economic environment with significant social security costs and a reduction in the amount of compulsory pensions, we help you choose the best pension and employee savings schemes for your directors and their employees.

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The Company Savings Plan

The short-term savings package designed to optimise your employees' earnings

There are many advantages to employee savings plans:

  • They provide a tool to motivate and retain employees
  • They help to optimise the effectiveness of the remuneration package
  • They help you to benefit from a favourable tax framework
  • You will share part of the company's profits


Whatever the size of your company, we have a plan for you. We can assist you throughout the process of transferring and/or setting up a company savings plan (with matching contributions), a profit-sharing agreement or a shareholding agreement.

Demand the best in service and investment in employee savings.


The Pension Savings Plan

Give your employees the flexibility and high performance of the company pension savings plan (PER in the French acronym)

As a result of the reform of pension savings plans provided for in France’s PACTE law (Plan d'Action pour la Croissance des Entreprises - Action Plan for Business Growth), new company pension savings products are now available.

110 billion


11 million


Projection figures

You are employed and receive a salary of €2,000 when you retire.

Your pension will be :

1 500 €

in 2020

1 300 €

in 2050

Vous êtes cadre et vous percevez au moment de votre retraite un salaire de 4 500 €.

Your pension will be :

2 500 €

in 2020

1 800 €

in 2050

Taking out a supplementary pension policy in the form of a life annuity or lump sum (in certain cases) is an option favoured by the State in the context of the current reform.


These new schemes benefit from a very favourable fiscal and social environment for both the company and the employee.


You can also update your old supplementary pension schemes in order to benefit from the best investments on the market and to reduce the social security charges applied to this type of policy.


The new regulations also give directors the possibility of benefiting from an exclusive and advantageous scheme to build up a substantial supplementary pension fund within a few years. Its financing by the company is deductible from corporate tax.


If you need a clearer understanding and would like to assess your options, contact our team of experts for step-by-step support.