Access your
dedicated area

Discover us

Our business

As an insurance broker specialising in business risks, we create tailor-made solutions for you, guaranteeing peace of mind and trust: trust in the relationship between us and trust in the future.

20th

GENERAL BROKER Source

As insurance experts, you hire us to support you in your dealings with insurers. Independant Indépendants (our capital is 100% controlled by management), we pride ourselves on our sound and respected standing in the insurance market and on our ability to serve your interests and to provide clarity in what is a complex area.

We work with you, in a spirit of exchange and education, to develop the solutions your company needs. We protect the men and women who work there and secure its assets.

THE VALUES THAT GUIDE US ON A DAILY BASIS

stability

WORKING WITH YOU OVER THE LONG TERM

clarity

PROVIDE EXPLANATIONS, USE VOCABULARY THAT IS EASILY UNDERSTOOD

boldness

ADDRESSING THE COMPLEXITY OF THE WORLD WITH COURAGE AND INGENUITY

unity

MOVING FORWARD TOGETHER

Our organisation

We work with all the major companies on the market who, depending on the risk, delegate a proportion of their claims management to us, thus enabling us to guarantee the responsiveness that you deserve.

As an insurance broker, we are remunerated through commissions or fees which our clients are fully informed of.

Our teams

Our Commercial:

 

Our Technical Department experts:

  • Are the the specialists who manage your risks, each in their field of expertise. They liaise with the insurance companies to find the best technical and pricing solution for you
  • Are responsible for the day-to-day dealings with your company.

Our teams develop tailor-made risk management solutions for you

Xavier de Font-Réaulx

CEO

Aline

Caron

DIRECTOR OF HUMAN RESOURCES

Amaury

de La Crouée

COMMERCIAL DIRECTOR

Philippe

San Martin

FINANCIAL DIRECTOR

Julie

Jalladaud

DIRECTOR OF HUMAN BENEFITS

Philippe

Giaconia

DIRECTOR OF INFORMATION SYSTEMS

Etienne de Font-Réaulx

DIRECTOR OF VEHICLE FLEETS

Martin de Font-Réaulx

DIRECTOR OF P&C

Offices in France and international networks

Within France, wenow have offices in Paris, Annecy and Nantes.

As a company owned by the Daimler Group (Mercedes-Benz) for 12 years, we understand and are familiar with the challenges of managing and coordinating international risks.As a result, we were chosen by our peers to become part of two international networks:

  • WBN the leading network of independent brokers
  • WING

We are also partners withOLEAthe pan-African broker, which enables us to support your business growth worldwide..

A unique journey since our inception

  • 1991 - Creation of Théorème through the merger of existing brokerage firms, whose founders decided that they needed to join forces in order to be able to provide their clients with a truly professional service.
  • 1994Daimler Group acquires a stake in the company..
  • 1997 Daimler becomes majority shareholder of Théorème.
  • 2000 - The Specialisation in P&C with the last of the personal risks transferred.
  • 2006Daimler Group ceases to be a shareholder and continues to trust us (to this day) as a broker for France. The managers are the owners of the company.
  • 2007 - Acquisition of HRA Europe – a broker specialising in short-term rental.
  • 2012 - Creation of theAnnecy office.
  • 2013 - Creation of the Martinique office.
  • 2019 - Acquisition of CIF Entreprises - a broker specialising in human benefits.
  • 2020 - Sale of the Martinique office.
  • 2020 - Creation of the Nantes office.